The View
Field notes and strategic commentary on insurance inclusion, MSME protection, Bharat distribution and the trust layer required for Insurance for All by 2047.
A thought-leadership platform. Not a product sales portal.
No blogs match your search. Clear the search box to see all blogs.
Looking for the full guide? MSME Insurance in India: Covers, Risks and Protection Architecture
Insurance & Listening · 3 November 2026
A Diwali rangoli and a shopkeeper’s first call after a fire offer a lesson in listening, from policy renewal to the day of a claim.
Rahul Meena Mishra
Insurance Policy & Research · 30 October 2026
A policy sold is not necessarily a family protected. Why India needs to measure active insurance, coverage adequacy and claims delivery.
Rahul Meena Mishra
MSME Protection Series · 26 October 2026
A Madhubani painting may have a market price. But what protects the artist against damage, unpaid sales and unauthorised reproduction? A closer look at the risks behind Bihar’s traditional art.
MSME Protection Series · 17 October 2026
A bigger festive order means more than sales. Gaya’s tilkut makers must manage cash, product quality, delivery commitments and recovery risks before the payment arrives.
MSME Protection Series · 10 October 2026
Bela’s women-led manufacturing model shows how industrial investment creates opportunity. The next challenge is protecting its workers, production, infrastructure and business continuity.
30 September 2026
The insurance rarely changes as quickly as the stock does. That is the real makhana risk.
MSME Protection Series — Part 12
Follow a Bhagalpur silk order across household looms, dyers and transit to examine stock limits, declared locations, contracts and delayed-payment risk.
MSME Protection Series — Part 11
Why collateral insurance does not complete an MSME’s recovery plan, and how a simple disclosure can connect lender requirements, actual cover and restart funding.
MSME Protection Series — Part 10
Why the entrepreneur's life belongs inside the MSME protection stack: separating family, debt, business continuity and ownership succession.
MSME Protection Series — Part 9
Where restart cash actually comes from, when business-interruption insurance fits a micro enterprise, and why liquidity, evidence and product design matter.
MSME Protection Series — Part 8
What an MSME owner should do during the first 72 hours after a fire, flood, burglary, machinery breakdown or other serious insured loss.
MSME Protection Series — Part 7
A business may own several insurance policies and still remain dangerously exposed. India needs a practical way to measure the quality of protection—not merely count the number of policies issued.
MSME Protection Series — Part 6
India’s states invest in roads, power, industrial estates, credit and logistics to help MSMEs grow. The next layer must help those enterprises survive.
MSME Protection Series — Part 5
An MSME does not need random insurance policies. It needs a protection stack aligned to its assets, income, employees, liabilities, digital exposure and leadership dependency.
MSME Protection Series — Part 4
For millions of MSME owners, the business is also the family’s income, savings, collateral and legacy. A business loss can therefore become a household financial crisis.
MSME Insurance Series — Part 3
Insurance should not begin when a claim is filed. Why India’s MSMEs need prevention-first insurance, continuous risk management and protection architecture instead of transactional insurance.
MSME Protection Series — Part 2
A ₹5 lakh café fire and a ₹50 crore industrial loss require the same honesty of assessment, but they should not require the same paper trail.
MSME Protection Series — Part 1
India’s MSMEs are economically vital but structurally under-protected. The real issue is not product availability. It is trust, awareness, affordability, documentation, servicing and claim confidence.
Why India’s cooperative insurance push needs a trust layer, not just a distribution layer.